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FDIS Costa Mesa

(800) 889-8822

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EBT
 

Electronic benefits transfer (EBT) is an electronic system that allows recipients of government benefits to authorize transfer of their monetary benefits to a retailer in order to purchase products. EBT is also used in many states to issue food stamps. EBT recipients receive a plastic card and a personal identification number (PIN), similar to a debit card, which is connected to an account that is replenished on a monthly basis.

At the point of sale (POS), an EBT recipient's card is swiped through a terminal and the recipient enters the PIN number to access his or her account. The processor then verifies the PIN and the account balance, and sends an authorization or denial back to the retailer. If authorized, the recipient's account is then debited for the amount of the purchase, and the retailer's account is credited. No money and no food stamps change hands. Payment is made to the merchant through a settlement process normally at the end of the business day.
EBT Capable Terminals
 
First Data FD-50 Terminal
Supports: Credit, PIN and Signature Debit, Gift Cards, Electronic Benefits Transfer (EBT), Contactless Payments, Visa®, MasterCard®/Diners Club®, American Express®, Discover®, JCB®, and TeleCheck® Electronic Check Acceptance® (ECA®).
Uses: Retail, Automotive, Convenience Store (without petroleum), Mail-Order/Telephone Order Order/Telephone Order
Connections: Internet Protocol (IP), Dial-up
The First DataTM FD50 terminal is an affordable POS terminal that features solid design and construction, easy operation and state-of-the-art security.

 It is compatible with many standard peripheral devices and has a highly flexible design that is well-equipped to support future payment options that help maintain its value for many years.

How It Works:
The FD50 terminal allows a merchant to accept virtually every payment option, including PIN-secured and signature debit cards, credit cards such as Visa®, MasterCard®/Diners Club®, American Express®, Discover®, JCB®, and gift cards. With the addition of optional peripheral equipment, the FD50 terminal can also accept contactless payments, electronic
benefits transfer (EBT), and checks using TeleCheck Electronic Check Acceptance® (ECA®) or paper solutions.

Installation is simple and takes just a few minutes per terminal. The FD50 terminal reliably processes transactions through an Internet Protocol (IP) or dial-up connection. It helps protect customers from fraud and identity theft by truncating customer receipts, showing only the last four digits of the card number.

Merchant Advantages

  • Accept virtually all payment options including debit, gift, and credit cards
  • Control costs with a combination terminal and printer
  • Speed up transactions with IP connectivity
  • Space-saving, cost-saving device

Customer Advantages

  • Faster transactions and a quick printer that speeds through text, bar codes and graphics shorten customer wait times
  • Improved customer fraud protection through truncated receipts and other features
  • Settle with their preferred payment type 

Terminal Features:

  •  Verification and processing capabilities for ATM, debit, EBT transactions and check payments
  • IP connectivity with dial backup
  • Compact, small footprint design
  • Three-track magnetic stripe reader
  • Support for contactless payments
  • 32 MB RAM standard memory
  • 3 USB ports and 1 serial port for peripherals and future expandability
  • Address verification service
  • Complete support and easy installation
  • Integrated 2.25” wide thermal roll printer
  • Six durable screen-accessible keys
  • Secure Sockets Layer (SSL) encryption
  • Quick, hassle-free drop-in paper-loading

 

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Equipment offer is brought to you by Rick Yuill, FDIS Agent #10013. Please call for details.
   

Services by Cardservice International
© 2009 First Data Corporation. All Rights Reserved. All trademarks, service marks and trade names referenced in this material are the property of their respective owners. The First Data Independent Sales Agent Program is operated by Cardservice International, Inc. Cardservice International, doing business as First Data Independent Sales (FDIS), is a registered ISO/MSP of Wells Fargo Bank, N.A., Walnut Creek, CA. 
American Express requires separate approval.

FDIS Costa Mesa is an Independent Agent Office of Cardservice International.
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